Factores determinantes de la exclusión financiera femenina: revisión sistemática

Fernando Antonio Ramos Zaga

doi:10.22451/3002.nbr2024.vol10.2.10101

Authors

Fernando Antonio Ramos Zaga Universidad Peruana de Ciencias Aplicadas, Perú

DOI:

https://doi.org/10.22451/3002.nbr2024.vol10.2.10101

Keywords:

Financial exclusion, gender gap, empowerment, financial inclusion, gender stereotypes

Abstract

Globally, despite great progress towards financial inclusion, the inequalities that still hinder women's access to the formal financial system, caused by the systematic exclusion of women, contribute to cycles of poverty and inequality, which may persist for generations to come. For this reason, the objective of this systematic review is to identify the factors that influence women's financial exclusion. To this end, a systematic review was conducted through academic sources such as Scopus, Web of Science and Google Scholar, between 2019 and 2024. The results show that women's financial exclusion is the result of a combination of socio-cultural, economic, educational and personal factors. It is concluded that addressing female financial exclusion, in this case, requires well-designed interventions that address sociocultural stereotypes, economic disparities, and gaps in financial literacy.

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Author Biography

Fernando Antonio Ramos Zaga , Universidad Peruana de Ciencias Aplicadas, Perú

Abogado por la Universidad Peruana de Ciencias Aplicadas (UPC). Magíster en Gerencia Social por la Pontificia Universidad Católica del Perú.

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