Factores determinantes de la exclusión financiera femenina: revisión sistemática

Fernando Antonio Ramos Zaga

doi:10.22451/3002.nbr2024.vol10.2.10101

Autores/as

Fernando Antonio Ramos Zaga Universidad Privada del Norte, Perú

DOI:

https://doi.org/10.22451/3002.nbr2024.vol10.2.10101

Palabras clave:

Brecha de género, empoderamiento femenino, Estereotipos de género, Exclusión financiera, Inclusión financiera

Resumen

A nivel global, a pesar de los grandes avances hacia la inclusión financiera, las desigualdades que aún obstaculizan el acceso de las mujeres al sistema financiero formal, causadas por la exclusión sistemática de las mismas, contribuyen a ciclos de pobreza y desigualdad, los cuales pueden persistir en las siguientes generaciones. Por ese motivo el objetivo de esta revisión sistemática es identificar los factores que influyen en la exclusión financiera de las mujeres. Para tal fin, se realizó una revisión sistemática a través de fuentes académicas como Scopus, Web of Science y Google Scholar, entre 2019 y 2024. Los resultados muestran que la exclusión económica de las mujeres es el resultado de una combinación de factores socioculturales, económicos, educativos y personales. Se concluye que el abordaje de la exclusión financiera femenina, en este caso, requiere intervenciones bien diseñadas que aborden los estereotipos socioculturales, las disparidades económicas y las brechas en la educación financiera.

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Biografía del autor/a

Fernando Antonio Ramos Zaga , Universidad Privada del Norte, Perú

Abogado por la Universidad Peruana de Ciencias Aplicadas (UPC). Magíster en Gerencia Social por la Pontificia Universidad Católica del Perú.

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